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Social Functions And Economic Aspects Of Health Insurance

RRP $174.00

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Statistics published by the U. S. Department of Commerce (1980) indicate that in 1977 we spent 8. 1% of our gross national product (GNP) on life, health, property-casualty, and other forms of insurance. An additional 5. 7% was used to pay the Social Security tax, which is another form of insurance premium, for a total of 14. 8% of the GNP. Although insurance had its historical origin in marine insurance, it has now developed into one of the major industries of the American economy and extends into many areas of economic activity. One area where growth has been particularly strong is the medical sector. Health insurance is a major institution in all industrialized countries. It became a government responsibility in 1883 when Bismarck intro- duced a compulsory program of health insurance for industrial workers in Germany. Programs for workers in various industrial and income categories soon followed in other European countries-Austria (1888), Hungary (1891), Norway (1909), Servia (1910), Great Britain (1911), and Russia and Romania (1912) (Rubinow, 1913:250). Programs in these countries were extended in subsequent years, and other countries in Europe followed with their own programs. Consequently, today most industrial countries have universal or near-universal health insurance coverage. In the United States the issue of national health insurance has been seriously debated since just prior to World War I, and polling data since the 1930s show that a substantial majority of the public has been supportive of such a program (Erskine, 1975).


Insurance And Investment Management M&a Deskbook

RRP $790.00

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An evolving regulatory landscape and changing economic conditions continue to affect business organization and capital requirements in the global insurance industry, leading to new participants, new transactions, and new challenges. PLI s new Insurance and Investment Management M&A Deskbook provides attorneys with an essential reference to keep up with emerging trends in insurance and investment management M&A. The Deskbook covers topics such as acquisitions of public insurance companies, blocks of insurance business and private acquisitions; the regulatory environment of the insurance industry and the financial services industry; investment in the insurance industry by private equity and pension funds; and the expansion of insurance industry participants into emerging markets around the globe. The Deskbook also provides specific guidance for understanding Lloyd s of London and the M&A market for mutual life insurers."


Implicit Embedded Options In Life Insurance Contracts

RRP $338.99

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This book presents a market-consistent valuation framework for implicit embedded options in life insurance contracts. This framework is used to perform an empirical analysis based on more than 110,000 actual and in-force life insurance policies and with a focus on the modeling of interest rates. Its results are the answer to the central question posed in the objectives: What value do the embedded options and guarantees considered have? This question is answered both absolutely and relative to the current policy reserves, from the perspective of the insurer, the policyholder and the shareholder respectively


Libya. A Love Lived, A Life Betrayed

RRP $27.50

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"Reader, I married him, a Libyan career diplomat. For over three decades we lived in Libya, and his various postings world-wide..."

Libya. A love lived, a life betrayed follows the trajectory of Susan M. Sandover, who was lucky enough to have chosen an enlightened, forward-thinking Libyan career diplomat, Bashir, to spend her life with. They supported each other through the traumas, difficulties, and frankly terrifying experiences associated with the Gaddafi regime of US and NATO bombings, coups, a revolution and a blasphemy case but also enjoyed years of good times together.

The resulting stories are partially his, partially hers and partially theirs. Sadly, before he found the time or a safe place to write down his experiences in the Libyan diplomatic corps and to denounce the Gaddafi regime, Bashir died. In spite of his family's efforts to destroy their relationship and appropriate his land during his illness, he made sure Susan had a safe place to live. It was only when Susan was alone that she experienced the full force of Sharia inheritance law and its tenets as applied to widows: she was entitled to one quarter of his property, the balance going to his siblings, hence the subtitle of the book 9/36. Susan's life was never dull with Bashir: at times, spine chilling, but always filled with love and happiness.

Through all of these stories and many more, Susan displays her vast insider knowledge on Libya's political, social and cultural history together with details on the final year of the Gaddafi regime. The remaining chapters comment on post-revolutionary Libya and the missed opportunities for reconciliation.


Understanding Health Insurance

RRP $512.99

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Discover the essential tool to prepare for a career in medical insurance billing -- UNDERSTANDING HEALTH INSURANCE, 13E. This comprehensive, easy-to-understand, updated book presents the latest code sets and guidelines. You cover today's most important topics, such as managed care, legal and regulatory issues, coding systems, reimbursement methods, medical necessity, and common health insurance plans. Updates introduce new legislation that impacts health care, including the Affordable Care Act (Obamacare); ICD-10-CM coding; electronic health records; Medicaid Integrity Contractors; case mix management; hospital-acquired conditions; present on admission; and value-based purchasing. Practice exercises and the workbook (available separately) provides application-based assignments and case studies to reinforce your understanding, as well as CMRS, CPC-P, and CPB Mock Exams. New editions include online access to SimClaim CMS-1500 claims completion software and Optum's EncoderPro.com Expert.



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