Within all large consumer facing organizations, most decisions about how to deal with people are made automatically by computerized decision making systems. Information about people, their lifestyle and past behavior are used to predict how they are expected to behave in the future. It can be determined if someone applying for a bank loan will make their repayments, who will respond to a marketing communication and the likelihood that someone will claim on their insurance policy. This book provides a step-by-step guide to how Predictive Analytics is used by some of the world's most influential organizations. This includes international banks, leading insurance providers, credit reference agencies and national governments. It covers all stages of the Predictive Analytics process. This includes project management, data collection, sampling, data transformation and pre-processing, model construction, validation, implementation and post-implementation monitoring of the model's performance.
Approximately 40 per cent of value of international trade comes from goods carried by air, and the consequences of goods being damaged, destroyed or delayed can be serious, substantial, and perhaps unforeseen. This exciting new book is the only one on the market that deals exclusively with air cargo insurance, and will therefore, be a vital addition to the collection of any practitioner, professional or academic working in the field. Air Cargo Insurance analyses the model policies and standard terms and conditions on the London, US and European markets. The authors also provide readers with an invaluable perspective on cases in other jurisdictions, and, uniquely, the book discusses freight forwarders' relations with airlines and addresses the possibility of recovery from third parties. This book, written by two of the leading experts in the field, provides invaluable guidance to practitioners, arbitrators and cargo-claims professionals. It will help to ensure that air cargo insurance contracts are sufficient and enforceable from the outset, as well as assisting in cases of disputed claims. Academics and postgraduate students specialising in the areas of in air and insurance law will also find this book extremely useful.
In China's Social Insurance in the Twentieth Century, Aiqun Hu develops a framework of "interactive diffusion of global models" in examining the history of China's social insurance since the 1910s. The book covers both Nationalist- and Communist-controlled areas (1927-1949) and Taiwan (1949-present), surpassing the party divide. It argues that China's progression in social insurance resulted from diffusion of two global models (German capitalist and Soviet socialist social insurance) until the early 1990s. Thereafter, China's social insurance reforms were increasingly directed by the World Bank's neoliberal models, which also influenced Taiwan's pension reforms. During the entire process, however, global forces provided the basic intellectual framework, while national forces determined the timing and specifics of adopting the models.