Approximately 40 per cent of value of international trade comes from goods carried by air, and the consequences of goods being damaged, destroyed or delayed can be serious, substantial, and perhaps unforeseen. This exciting new book is the only one on the market that deals exclusively with air cargo insurance, and will therefore, be a vital addition to the collection of any practitioner, professional or academic working in the field. Air Cargo Insurance analyses the model policies and standard terms and conditions on the London, US and European markets. The authors also provide readers with an invaluable perspective on cases in other jurisdictions, and, uniquely, the book discusses freight forwarders' relations with airlines and addresses the possibility of recovery from third parties. This book, written by two of the leading experts in the field, provides invaluable guidance to practitioners, arbitrators and cargo-claims professionals. It will help to ensure that air cargo insurance contracts are sufficient and enforceable from the outset, as well as assisting in cases of disputed claims. Academics and postgraduate students specialising in the areas of in air and insurance law will also find this book extremely useful.
A comprehensive guide designed to help consumers understand the American health insurance system so that they can obtain the benefits to which they are entitled. Epstein explains the ins and outs of both new and traditional health insurance plans, including traditional individual and group policies, HMOs and other types of managed care plans, self-funded plans, Medicare, Medicare HMOs, Medigap, long-term care, COBRA, CHAMPUS, and Medical Savings Accounts.
Written by a nationally syndicated columnist, this useful volume also deals with special health insurance issues related to children, adults with special needs, and individuals who may need long-term care. In addition, Epstein provides valuable information for individuals who are in the process of changing jobs or making changes in their marital or family status, choosing a health insurance plan, or arranging long-term care-including placement in a nursing home or an assisted-living facility-for an aging parent. The book has a practical focus with a variety of tables and worksheets to help consumers establish a system for preventing health insurance problems, and for dealing with any health insurance problems that may arise. It also contains answers to common questions about health insurance, and provides a list of organizations that offer detailed information and advice in regard to specific health insurance problems.
Understanding Health Insurance: A Guide to Billing and Reimbursement, 8th Edition is a comprehensive source for teaching the subject of health insurance and reimbursement. The book contains chapters on introductory information on the health insurance field, managed health care, legal and regulatory issues, coding systems, reimbursement methodologies, coding for medical necessity, and common health insurance plans. Each chapter contains exercises to illustrate content and reinforce learning. Numerous opportunities are provided throughout the book for manual completion of CMS-1500 claims. A CD-ROM at the back of the book allows for electronic data entry of CMS-1500 claim form information. End of chapter review questions in objective format (e.g., multiple choice) test learners on their understanding of book content. Appendices I and II provide case studies that are also included on the Student Practice CD-ROM. Additional appendices provide instruction in dental claims processing and completion of the UB-92 (claim used for inpatient and outpatient hospital claims). The accompanying workbook provides application based assignments for each chapter, additional content review (multiple choice questions), and additional case studies for practice in completing CMS-1500 claims. This edition of the book contains the most up to date information regarding health insurance claims processing and coding and reimbursement issues.
Dale Carnegie's Radio Program: How to Win Friends and Influence People -
Gain insight into handling difficult people; Discover the keys to popularity; How young people can look for a job; & What employers want in their employees.
COLGATE SHAVE CREAMS PRESENT DALE CARNEGIE, the man who can answer your problem! Millions of readers profit by reading Dale Carnegie's daily column of helpful advice in more than one hundred of America's leading newspapers; and his famous book, "HOW TO WIN FRIENDS AND INFLUENCE PEOPLE" has sold more copies during its first eighteen months of publication than any other non-fiction book in all history. Now Colgate brings Dale Carnegie's inspiring advice to you, on the radio, so everyone can take advantage of his proven rules for winning happiness and success.
Gain insight into handling difficult people
"Tune in" to Dale Carnegie's live radio broadcast in a particularly amusing edition of "How to Win Friends and Influence People." Gain insight into handling difficult people through the personal exploits of Dale Carnegie's guests, and benefit from learning Carnegie's "How to Win Rule" of the week on the futility of letting ourselves get upset by trivialities.
Discover the keys to popularity
Discover the keys to popularity and find out what makes people like or dislike you, in this insightful edition of Dale Carnegie's live radio show, "How to Win Friends and Influence People." Follow live interviews with five secretaries who share what they dislike about their bosses, and benefit from Dale Carnegie's five rules that will help you gain favor not only with your secretary, but with your wife, your children, your sweetheart, and everyone else.
How young people can look for a job
In yet another inspiring edition of Dale Carnegie's live radio broadcasts on "How to Win Friends and Influence People," Dale Carnegie tackles the problem of "the future" faced by twenty-one million American boys and girls between the ages of sixteen and twenty-four -and tries to find the solution. Don't miss Carnegie's tips on free youth services, and his advice on how young people can go about more intelligently looking for a job, and how they can get an education with little or no money.
What employers want in their employees.
In this last broadcast featuring Dale Carnegie and his "How To Win Rules," Dale Carnegie explores what employers want in their employees. Find out the three main points he brings out that you can use immediately to help you get a job, help you win recognition in your job, and help you deal with people more effectually in both in business and in your home.
And you won't to miss Dale Carnegie's GRAND SUMMARY of all of his rules on "How to Win Friends and Influence People" included in this special, final broadcast.
Two related trends have created novel challenges for managing risk in the United States. The first trend is a series of dramatic changes in liability law as tort law has expanded to assign liability to defendants for reasons other than negligence. The unpredictability of future costs induced by changes in tort law may be partly responsible for the second major trend known as the 'liability crisis' - the disappearance of liability protection in markets for particularly unpredictable risks. This book examines decisions people make about insurance and liability. An understanding of such decision making may help explain why the insurance crisis resulted from the new interpretations of tort law and what to do about it. The articles cover three kinds of decisions: consumer decisions to purchase insurance; insurer decisions about coverage they offer; and the decisions of the public about the liability rules they prefer, which are reflected in legislation and regulation. For each of these three kinds of decisions, normative theories such as expected utility theory can be used as benchmarks against which actual decisions are judged.