Insurance





Insurance

Insurance - Life Insurance - Boat Insurance - Business Insurance

Car Insurance - Caravan Insurance - CTP Insurance - General Insurance






Listen to Coronavirus Patient Zero

Term Life Insurance - Most Times It's All You Need

Term life insurance is a temporary life insurance covering specific period of time. In this type of policy the insured or the owner pays a premium for a period. The insurance company provides monetary benefit to the beneficiary in case of death of the insured during that period. It is the cheapest type of life insurance available to the general public. Usually the benefit received on death of the insured is income tax free. There are four parties in term life insurance. The owner is the one who........ Read More

Have You Thought About Critical Illness Life Insurance?

While no one likes to think about death or illness and, it does happen and if you were diagnosed with a critical illness it would put severe stress not only on yourself but also your loved ones. With the advancements of technology today more and more people who are diagnosed with a critical illness do recover and go on to lead a normal life. However, it is during the recovery time that you could need help and peace of mind that you wouldn’t have to struggle financially. A lump sum payout co........ Read More

Why Is Life Insurance Important?

There are many things in life that the average household can live without, but life insurance should not be one of those things. The importance of life insurance increases as the number of people in a household increases. A single person with few, if any, close relations can get by on a very little life insurance or perhaps no insurance at all. The same cannot be said for persons who have family members or other types of responsibilities. Life insurance is a way to protect your family against........ Read More

Low Cost Life Insurance

Finding low cost life insurance need not be a complex process. The life insurance market in the UK is extremely cost competitive, with a glut of cost orientated life insurance companies keeping the cost of life insurance at record low levels. Competition in low cost life insurance has increased further over the last few years, with low cost UK supermarkets like Tesco and ASDA now offering cut-price low cost life insurance. A £100,000 term life insurance policy for 25 years now has a low cost of........ Read More

Life Insurance Companies

Insurance is all about the evaluation of risk and it is something that life insurance companies know a lot about. Every time life insurance companies receive an application for a life insurance policy, the companies decide how much of a risk that applicant poses to their business. This is to say that the insurance companies make an educated estimation of how long the applicant is likely to live versus how many insurance premium payments they are likely to make before death occurs. If they beli........ Read More

Decreasing Term Life Insurance

Decreasing Term Life Insurance is a cost effective way of arranging life assurance over a specific period of time and has been available in the UK for many years. Decreasing Term Life Insurance is usually taken out to repay such things as loans and mortgages in the event of the death of one of the lives assured. Assuming that there is sufficient life cover in place with the policy to clear the loan or mortgage then the survivor i.e. the partner will not need to continue with the loan or mortg........ Read More

Top 5 Ways To Save Money On Your Life Insurance Policy

Life insurance is a very important type of insurance policy, and enables us to provide our loved ones with valuable financial security in the event that we die unexpectedly. Life insurance is designed to pay out a lump sum to the named beneficiary in the event that we die within the term of the policy (subject to exclusions and conditions), which gives our loved ones one less thing to worry about at an already stressful and upsetting time. There are different types of life insurance available........ Read More

Life Insurance Settlement

Why Buy Life Insurance? Life insurance is generally offered as part of a benefits package with employment. For the most part, however, these policies are rather small, usually in the ten thousand dollar range. People buy life insurance policies so that their families will not have to bear financial burden when a loved one passes on. There is another reason to buy life insurance, however, and it is the life insurance settlement. Your life insurance policy can be settled for a large sum befor........ Read More

How To Compare Low Cost Life Insurance In Washington

So you’d like to find life insurance coverage but you don’t want to spend a small fortune? This is actually the goal of many people in Washington State. Speaking with a life insurance agent can be confusing and many times words are tossed around that make little sense to the consumer. Knowing the basics of what life insurance is and isn’t can help an individual make a better informed choice of what they need. One important note is that in Washington State life insurance cannot be sold unde........ Read More

Cheap Insurance Life

Permanent life insurance provides lifetime insurance protection (does not expire), but the premiums must be paid on time. Most permanent policies offer a savings or investment component combined with the insurance coverage. This component, in turn, causes premiums to be higher than those of term insurance. The investment may offer a fixed interest rate or may be in the form of money market securities, bonds or mutual funds. This savings portion of the policy allows the policy owner to build a ca........ Read More

The Ins And Outs Of No Load Life Insurance

What is no load life insurance? No load insurance is fairly uncommon, but many consider it better than the average whole life insurance package. Life insurance no-load simply means that it is not commissioned-based. The first year payments are much less compared to traditional life insurance packages. No load life insurance also has other notable features like zero cash surrender charges and earlier cash value accessibility. However, most life insurance companies still do not offer no load insu........ Read More

What Factors Determine Term Life Insurance Rates

Term life insurance policies provide a limited coverage period, which is determined by the policy owner. Term life insurance rates are actually the cheapest form of life insurance, but there are different rates for different people. This is because once the term of the policy is up you don’t receive any payout from the policy. If you take out life insurance at a young age, you will get much better term life insurance rates than if you wait until you are older. The total cost of your term life........ Read More

How To Save When Buying Term Life Insurance

Term Life Insurance Term life insurance has always been known to be a cost effective vehicle to protect your family should you pass away unpredictably. It offers basic, no-nonsense coverage so that your spouse and children could continue living in the same fashion you have accustomed them to while you were alive and working. Even though term life insurance is comparatively inexpensive, it would still be wise to shop out the different carriers as policies vary, as do premiums and provisions. T........ Read More

Life Insurance Choices

Life insurance, along with most insurance policies, can be very hard to understand if you’re not familiar with them. From insurance company to insurance company, the types of coverages and policies will vary greatly. The biggest question is how do you know which insurance company or policy is right for you and your family? Well, some reading will help, and here are few tips if you’re in the market for life insurance. First there is the most common form of life insurance called level te........ Read More

Finding The Cheapest Life Insurance Quote

To start with review and understand your life insurance requirements. Figure out if you really need life insurance at this point in time or not. If you don’t have any dependents, then don’t go in for life insurance policy. Consult an insurance Broker! Consult an independent insurance agent/broker to get an unbiased understanding of the market. The agent/ broker would be in a better position to synchronize your unique insurance requirements with the most affordable option available. It is k........ Read More


Search

Insurance Articles

Insurance Life Insurance Boat Insurance Business Insurance
Car Insurance Caravan Insurance CTP Insurance General Insurance
Health Insurance

Insurance Books

Insurance Life Insurance Boat Insurance Business Insurance
Car Insurance Caravan Insurance CTP Insurance General Insurance
Health Insurance

Insurance