Insurance





Insurance

Insurance - Life Insurance - Boat Insurance - Business Insurance

Car Insurance - Caravan Insurance - CTP Insurance - General Insurance






Ways To Purchase Your Life Insurance

When it comes to buying life insurance it is important that you purchase a policy that is suited to your needs and that of your family. A policy will usually be bought through a broker or insurance agent and by purchasing this way, commission will normally be taken for your premium. This money is for the time that the broker will have spent finding you a suitable policy and for advising you on the type of insurance that is most suitable for you. You are also able to buy an insurance policy........ Read More

Life Insurance Policies

When it comes to selecting life insurance policies the Internet is the place to look for the best offers. Life insurance companies have flocked to the Internet in recent times, supplying online life insurance hunters with an extensive choice of life policies. The growth in the number of life insurance companies servicing life insurance polices has made a significant impact on life insurance premiums too, bringing them down to record low levels. Basic life insurance cover can now be acquired for ........ Read More

Finding Your Best Life Insurance Company

Purchasing life insurance is a big decision, and we all want the best coverage for the least cost. However, money is not the only factor that goes into choosing a life insurance company. Below are five factors that separate best life insurance companies from the average ones. You will want to consider when choosing the best life insurance company, and policy, for you. First, after you have shopped around a bit, thrown out the definite “no way’s” and decided on a couple of “maybe” cand........ Read More

How To Lower Your Life Insurance Premiums

In the world today when human health and life are extremely precarious, getting a health insurance becomes mandatory for every individual. Health insurance can be of immense benefit in the hours of need. It brings requisite money at your doorstep when you are impotent to earn and meet your medical and other expenses. On the same hand it is also a great help to the person’s family. But despite of being aware of the value of an individual’s life on and also of the countless advantages fetched........ Read More

A Cpa Talks About Buying Life Insurance

Not everyone needs life insurance. The first thing to do is make sure you need it. Life insurance is really meant for your family members or other dependents who rely on your earnings. Why You Buy Life Insurance You buy life insurance so that, if you die, your dependents can live the same kind of life they live now. Strictly speaking, then, life insurance is only a means of replacing your earnings in your absence. If you don’t have dependents (say, because you’re single) or you don........ Read More

Understanding Supplemental Group Term Life Insurance

What is Supplemental Group Term Life Insurance? Supplemental group term life insurance is an added benefit if you are already covered under a group policy through your employer. Usually group coverage is not as comprehensive as you may desire as policies are written according to what would benefit the group as a whole. As an individual with a family of your own, you may have different needs that are not covered through a group plan. If you find yourself in this position, buying a supplemental........ Read More

Benefits Of Getting Universal Life Insurance Quotes

What is Universal Life Insurance? “Universal” is the term used for life insurance that offers built in flexibility to change your premiums and the amount of life insurance you carry throughout the life of the policy. A universal life insurance policy will accumulate value as the premiums are placed in an interest building account. If your situation changes, and you decide you need more (or less) coverage, you can control how the universal life insurance policy operates. Many consumers have ........ Read More

Life Insurance No Medical Exam - The Pros And Cons

Are you in search of life insurance with no medical exam required? Have you been looking for life insurance online, but maybe you’re frustrated with so many choices? Why spend endless hours searching online when you already know buying life insurance is the right thing to do? And term life insurance offers you the maximum protection at the lowest rates. Now it’s quick, easy and affordable for almost everyone to get term life insurance online without taking a medical exam. Actually, there........ Read More

Discount Life Insurance

Life insurance is a type of insurance policy that provides financial security and peace of mind for you, your family and dependants. It is based on the simple principle that should you die during the term of the life insurance policy, the person(s) named in the insurance policy will receive a lump sum or series of payments for the insured amount. If you have a mortgage and/or are the main income producer in the family, a life insurance policy will ensure your family's future is secure as the pay........ Read More

Term Life Insurance With Return Of Premium

Term life insurance has always been known as a “pure insurance” because it is strictly paid upon death with no cash value if left unused. Term life insurance is relatively inexpensive for this very reason. You are paying for peace of mind and protection, knowing your family would be financially secure upon your untimely death. In the event that you are still alive at the end of your “term,” any premiums paid over the years are basically gone. Ultimately, you paid for something you did no........ Read More

Whole Life Insurance

Whole life insurance, also known as “cash-value” insurance is a basic and consistent type of permanent life insurance which remains in effect your entire life at a level premium. This life insurance is a good choice got you if you do not expect your life insurance needs to diminish over time. A portion of your premium goes into a reserve fund called ‘cash value’ that builds up over the years your policy is in affect. Your reserve fund is tax-deferred and you can borrow against it, until ........ Read More

Guaranteed Issue Term Life Insurance

Have you ever been turned down for term life insurance coverage? Guaranteed issue term life insurance was created for those who have trouble obtaining basic term life insurance coverage. Guaranteed issue term life insurance is also known as a “simplified issue policy.” You are automatically accepted for coverage without being required to submit to a medical exam. In exchange for guaranteed coverage, you will be charged a higher term life insurance premium. The higher premiums are a fair trad........ Read More

What Is Mortgage And Life Protection Insurance?

Mortgage and life protection insurance which is also known as a mortgage protection plan does just what its name suggests. This type of policy will enable your loved ones to pay the mortgage should you die before it is paid off. However it does more than just pay out should you die immediately. If you take out this type of insurance you will be covered if you happen to be diagnosed with a terminal illness from which you aren’t expected to live for more than 12 months. The policy may also ........ Read More

Term Life Insurance - Fables And Reality Part 2

In our last article we discussed common thinking of why people choose not to be insured. The previous issues were working at home, being young and healthy and having the mortgage paid. Again we will see that term life insurance is adaptable to your needs. Term Life Insurance Fable #4 If life insurance is cheap, it's not good : sorry, no deal. Term life insurance is purchased for the length of time the mortgage needs to be paid or to replace an income. If the life insurance policy is purch........ Read More

What Is Whole Life Insurance?

As you know there are several types of life insurance, and one of those types is called whole life. Whole life insurance is a life insurance policy that pays a lump sum on death. In some cases, it may also pay if a diagnosis of a critical illness is detected in the policyholder. Whole life policies can vary a great deal when it comes to the way they are paid out. In some policies, the payout can be a fixed sum of money that has been decided on at the time the policy is started. In other case........ Read More


Search

Insurance Articles

Insurance Life Insurance Boat Insurance Business Insurance
Car Insurance Caravan Insurance CTP Insurance General Insurance
Health Insurance

Insurance Books

Insurance Life Insurance Boat Insurance Business Insurance
Car Insurance Caravan Insurance CTP Insurance General Insurance
Health Insurance

Insurance