Cheap Auto Insurance - $$$
Which Insurance Companies offer the Best Deals?
I found the firms below were the best value for money in Australia for cheap
auto insurance that was great cover at the same time:
1st for Women
Has cheap insurance for women
1800 206 642
AAMI
Offers discounts
for buying your insurance online
PH 13 2244 24 hours a day
Artog
Compare Auto Insurance
For standard $10 service, results should be sent to you within 2 business days.
Also has A $20 premium same-day fast track service
1300 782 066
Budget Direct Insurance
Cheap Car Insurance,
Home & Contents Insurance
PH 1800 700 027
Commonwealth Bank
Offers 5% discount online. Call
13 24 23 between 8am and 8pm
NRMA Motor Insurance
Cheap Fleet insurance
Mon-Fri, 8.30am to 5pm
1800 633 980
Ozicare
Cheaper car insurance
21-day money back guarantee**
No forms to fill in ever
1800 155 543
Young Driver Insurance
Cheap car insurance for 17-30 year olds
PH 1300 307 066 for a quote
Auto Insurance through an Agent or Online?
Traditional methods of acquiring auto insurance are still widespread; however
the choices for Australian vehicle drivers are now more diverse. Australian Auto
Insurance offers residents the option of rate comparisons through online
companies as well as local insurance agents. There are pros and cons to each
method of obtaining automobile insurance and it is important for consumers to be
informed of these differences when needing to
Reduce Auto Insurance in Australia
Online Companies: Pros and Cons
Online auto insurance gives the ability of instant quotes and comparisons that
empower shoppers to become more informed about different costs and coverage
packages.
This can assist the buyer in making a more effective decision. Additionally,
utilizing the internet gives the user endless information and the ability to
work the desired location and at whatever time of the day.
When visiting online providers, the “in person” attributes may not be present,
which is desired by many. Furthermore, finding answers to specific insurance
questions online may also involve a different means such as frequently asked
questions (FAQ) tabs, online search tools
and hyperlinks. These online methods of inquiring may not be to everyone’s
preference.
Local Agents: Pros and Cons
For those shoppers who would prefer to visit and/or contact a local agent for
coverage there are also advantages and disadvantages.
The advantages include personalized service, the security of knowing an agent
has a physical address one can visit to fill in paperwork, discuss
Insurance Claims, and make changes to a policy.
These things can be comforting to clientele who feel more comfortable using the
local agent method.
Some disadvantages of purchasing coverage through a local agent also exist.
Specifically, one may be more vulnerable to the whim of the agent and the
information they provide the client.
This disadvantage could lead to a potentially less informed decision and
possibly a higher premium that may be able to be gained through an online
provider.
Both online and local agents serving Australian auto insurance are familiar with
the applicable legal requirements and market rate. Additionally, the greater
amount of choices and information available to drivers through the online and
local agent choices enhances the shopper’s range of possibilities. This in turn
can allow the Australian residents to be better equipped and make more
knowledgeable decisions.
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