Online Car Insurance Quotes
The following policies for auto insurance in NSW suited to single or couple
adult driver.
They are in order of lowest premiums charged to highest for this scenario, some
have extra features of:
Pay monthly at no extra cost, Remove excess for a fee, $500 Personal property
after theft. All have the ability to quote car insurance quotes online.
NCB = No Claim Bonus
AAMI Phone: 13 22 44 - Max NCB 70%
Budget Direct Phone: 1800 724 668 - Max NCB 50%
HBA Phone: 13 12 43 - Max NCB 60% Pay monthly at no extra cost, Remove excess
for a fee, $500 Personal property after theft
NRMA Phone: 13 21 32 - Max NCB 65% Remove excess for a fee
GIO Phone: 13 10 10 - Max NCB 60%
Suncorp Phone: 13 11 55 - Max NCB 60%
CommInsure Phone: 13 24 23 - Max NCB 70% Pay monthly at no extra cost, $500
Personal property after theft
CGU Phone: 13 15 32 80 72 - Max NCB 60% Pay monthly at no extra cost, Remove
excess for a fee, $500 Personal property after theft
Allianz Surecover Plus Phone: 13 10 00 - Max NCB 60% $500 Personal property
after theft
QBE Phone: 13 37 23 67 50 - Max NCB 60% Remove excess for a fee
Stolen cars are often just taken for a joyride, vandalised and dumped. Older
cars are especially at risk: they may get stripped for spare parts and never
seen again. Vehicles manufactured between 1988 and 1990 are especially popular
theft targets.
The cars most at risk are:
Holden Commodore VT, VX, VY, VZ.
Ford Falcon AU, BA.
Toyota Corolla ZZE122R.
Hyundai Excel X3.
Mitsubishi Lancer CE.
Mazda 3 BK.
The best way to protect your car from theft is to install an engine immobiliser.
If you have a newer car it probably already has one, as since July 2001 all new
passenger cars have had to be sold with an engine immobiliser to comply with the
Australian Design Rules.
You can get one installed for less than $200 through an initiative by the Motor
Vehicle Theft Reduction Council. To get a list of installers, go to
www.carsafe.com.au and click on
Immobilise Now, or phone 1300 668 410.
Here are a few steps to take in order to compare the best car insurance
quotes
- Online Car Insurance Quotes are not offered by all firms.
- General policies
offer cover for accidents, fire and theft. They also cover natural events
(such as flood or hail), malicious damage and vandalism.
- Work out what's going to be your best premium. Other than by shopping
around, there are a number of ways to save on the premium: excess, no claim
bonus, restricted drivers, discounts.
- What do they offer in you car insurance policy in regard to accidents and
repairs? If you have an accident, let the insurance company know immediately.
Most have a 24-hour hotline that can also help you organise towing or lodging
a claim.
- Protect your car from theft and lower the premium at the same time. Check
on car theft hotspots and prevent your car being stolen.
Caution! An insurance company can deny
you cover if you didn’t answer questions properly, gave wrong information when
you bought or renewed the policy or your circumstances changed between
renewals and you didn’t let them know.
Finally compare Online Car Insurance Quotes on
Used
Car Market Value and Agreed
Value
- Market Value, the car’s value decreases as the value or condition
of the car decreases. The value is determined by the insurer at the time of a
claim.
An Agreed Value policy allows you and the insurer to agree on a value
of the car that’s fixed until the next renewal.
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