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Car Insurance in Australia

CTP Insurance Quotes,  information & articles on Australian Car Insurance Companies, Health Insurance, latest Health News on HCF health insurance fund merger.

HCF, which is a not-for-profit insurer, is the third largest such provider in the country after the Federal Government-owned Medibank Private and BUPA-MBF. Manchester Unity has 90,000 members and is in the top ten funds in Australia.  This means now more than 1.2 million Australian have policies covered under the merger

Our Life Australia list shows a list of the registered life insurance companies in Australia. Some car insurance firms are exceptional. They pay claims promptly, have Cheap Auto Insurance and are easy to deal with. Others are not like that. 

I worked in the car insurance industry for a few years. I got to know who were the best insurers and some great Australian Insurance Brokers. My favourite broker manager is Dave Ferris from IC Frith Insurance Brokers.  He can get the best deals and packages for you, especially for Associations & Clubs and Professional Indemnity Insurance. You can contact David on 8853 9100 or email him at david.ferris@icfrith.com.au

Couple with cheap car insurance quoteCouples or singles can find the easiest ways to get to the best Health Insurance quotes. You will find that International Health Insurance firms are very competitive. 

See RateDetective.com.au – for the most competitive Life Insurance and Home Loan Quotes online

Choice Magazine found some Cheap Auto Insurance Quotes and the following annual savings across all Australian states:

$1500 for a young driver
$1030 for a adult driver
$495 for an adult driver
$440 for an older driver

Compare Online Car Insurance Quotes for a single adult or couple from some of the better known firms.  If you want to find out you own circumstances, tell me which state in Australia you live and if you are a:
Under 25 male driver.
Under 25 female driver.
Family with under 25 male driver.
Family with under 25 female driver.
Single or couple adult car driver on maximum No Claim Bonus.
Recent at fault claim with an adult driver.
Older auto with an adult driver, maximum No Claim Bonus.
4 wheel drive with an adult driver, maximum No Claim Bonus.
Insured Driver aged 60 or over.

$1650 for male/female young drivers. $870 for a family with a daughter or son.
$250 for single/couple adult drivers. $270 if driving with an older car. $420 if driving a 4WD. $460 if you had a recent at-fault claim.
$240 for an older driver. All these savings just by shopping around! You can even get to know some of the better Term Life Insurance firms while you are here.

Here are my favourite insurance companies.  All are offering very competitive products.

By the way, are you looking for CTP Green Slips?

AAMI
www.aami.com.au
Phone 132 244.

Allianz
www.allianz.com.au
Phone 1300 137 664.

American Home Assurance Co.
1800 331 013

B and B Risk Insurance

 B and B Insurance services are our recommendation for all types of Risk Insurance

Speak to Bill Carpenter on (02) 4729 0055 or Mobile : 0411 195 827

Catholic Church Insurances Ltd.
1300 655 001.

CGU Insurance Limited.
1800 132 959.

ING General Insurance Pty Limited.
1800 023 387.

GIO Workers Compensation.
www.gio.com.au
Phone 131010

NRMA.
www.nrma.com.au
Phone 132 132.

QBE.
www.qbe.com.au
Phone 1300 791 874.

Suncorp Metway Ltd.
132 524.

 

Save money and time by visiting our Australian Car Articles.

Auto Insurance
Remember, companies can deny you cover if;

You didn’t answer questions properly.
You gave wrong information when you bought or renewed the policy.
Your circumstances about your car changed between renewals and you didn’t let them know.
As a result, your insurance could be cancelled and your claim might not be paid.

You must tell the insurer any change to;
1. Your address.
2. Use of the car, whether it's personal or business use.
3. Drivers of car. For example, if your son or daughter starts driving.
4. Any offences or fines.
5. Driving record (including any accidents, even if you didn’t make a claim)
6. Modifications to the car. Changes to the transmission or engine, mag wheels or tinted windows.
7. Condition of the car. For example, rust, deterioration or any other damage.

If you think any of this might have changed, always tell your insurer ASAP.

More Tips:
1. Tell your insurer if drivers under 25 will be driving your car.
2. It helps to check if young drivers are excluded from driving.
3. You will need in most cases to list them on the policy & pay an additional premium for it.
4. Automobile premiums on your insurance policy are often able to be reduced. This is by a higher excess. The insurance premium may be cut considerably.
5. Cheap car insurance may often be at the risk of losing essential cover. Talk to your broker first before deciding which insurance cover is best.
6. Drink Driving will negate your car insurance

Need competitive car insurance quotes or cover for other risks?  Email me here info@insurancehq.com.au for some great advice!

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Disclaimer: We accept no responsibility for any loss, injury or inconvenience. This might be sustained by anyone resulting from the above information. You should verify critical information of all insurances before deciding to purchase same.

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